Flood Preparations

Flood Insurance
In the event of a flood, are you and your family adequately prepared? There is a 30-day waiting period for new flood insurance policies to take effect once they are purchased. Floodplain residents should consider buying flood insurance if you think your home is potentially vulnerable. Historically, about one-third of all flood insurance claims come outside of the mapped regulatory floodplain area (for 100 year floods).

For more information about flood insurance, contact your local insurance agent, or contact the State Coordinator Thuy Patton for the National Flood Insurance Program at 303-866-4803, or visit the FEMA website for information about the National Flood Insurance Program.

Tips to Minimize Loss of Life and Property in the Event of a Flood
The following tips are from the Federal Emergency Management Agency’s National Flood Insurance Program and should be used as suggested guidelines for action before, during, and after a flood. View the 2008 Flood Preparations quick reference brochure.

Spring Run-off

Prepare for potential high water and flooding now by using these valuable resources. For information on flooding, check the following web sites:

• Colorado Water Conservation Board: http://cwcb.state.co.us/Pages/CWCBHome.aspx

• CWCB flood threat site: http://cwcb.state.co.us/public-information/flood-water-availability-task-forces/Pages/main.aspx

• Colorado Division of Homeland Security & Emergency Management: http://www.dhsem.state.co.us/preparedness/preparedness

• Grand Junction National Weather Service: http://www.crh.noaa.gov/gjt/

• How to fill and stack sandbags: http://disaster.ifas.ufl.edu/PDFS/CHAP09/D09-08.PDF 
• Additional info on floods and flood insurance, including the National Flood Insurance Program (NFIP): http://www.floodsmart.gov/floodsmart/pages/index.jsp