Foreclosure Bidding

Notice to Homeowners
If your property goes to a foreclosure auction sale and is purchased for more than the total owed to the lender and to all other lien holders, please contact the Public Trustee's Office after the sale because you may have funds due to you. 

In addition, be aware that ownership of the property will not transfer away from you until at lease eight business days after the actual foreclosure sale, which may occur at a date later than the initial sales date indicated on the mailed notice your receive from this office. There is no reason to vacate your home prior to the actual foreclosure sale.

Legal Advice
The Public Trustee’s Office does not provide legal advice and we do not do any eviction proceedings. Once the Confirmation Deed is issued by this office and recorded, the public trustee’s file is closed.

The information that is provided in this section is only meant as an informational tool, and is not intended to serve as actual legal advice. You should consult with an attorney of your choice regarding your legal rights and obligations as a bidder at the foreclosure sale or as a Certificate of Purchase holder.

Foreclosure Laws
The Colorado foreclosure laws may be changed from time to time by the Colorado General Assembly through legislation signed by the governor. The laws have changed several times over the past few years. Please check Title 38, Article 38 of the Colorado Revised Statutes for current laws relating to foreclosures.

Due to the change in laws, the Public Trustee's Office will be simultaneously processing foreclosures under the new and the old laws.

Cell Phones & Laptops
Use of cell phones and laptops is not allowed during auctions.